Legal Notices

TERMS AND CONDITIONS FOR USE OF THIS SITE.
Date of this notice: January 1, 2008.

Welcome to FiduciaryNow.com.

Your Access and Use of This Site is Subject to these Terms and Conditions. By accepting the Terms and Conditions outlined on this page, you agree that your use of this Web site ("Site", as defined below), any services provided, or the information or data you access, shall be specifically subject to the Terms and Conditions of Use of Service set forth herein and FiduciaryNow's Privacy Policy (collectively herein called the "Terms and Conditions"). By using this Site, you are agreeing to the Terms and Conditions without modification. Additionally, the Terms and Conditions may be modified or updated from time to time and your continued access to and use of the Site may be reliably deemed by FiduciaryNow to constitute your acceptance of such Terms and Conditions as modified and/or updated. Please review these Terms and Conditions carefully, and consult with an attorney or other adviser concerning their meaning and affect. If you do not agree to these terms and conditions of your access and use, you should not access or use this Site.

FiduciaryNow Web Site Ownership. This Web Site and all of its pages, including PDF and other downloadable files (hereinafter collectively referred to as the "Site") is owned and operated by Ron A. Rhoades, JD, CFP®, 691 E. Knightsbridge Place, Lecanto, FL 34461.

License and Site Access. FiduciaryNow hereby grants you a limited, nonexclusive, nontransferable license to view, bookmark, download, and print the pages within this Site and the documents, graphics, and media incorporated on those pages. The pages within this Site may be used solely for personal, informational, and noncommercial purposes. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any pages, data, information, software, products, or services obtained from this Site, unless you have obtained the prior written permission of FiduciaryNow or you are using a service available through this Site. All rights not expressly granted herein are reserved by FiduciaryNow. FiduciaryNow expressly reserves the right to monitor any and all use of this Site.

Disclaimer. This Web Site is for Information Only and Does Not Constitute Any Form of Advice Upon Which You May Rely. The data, information, and content on this Site are for information, education and noncommercial purposes only. Although this Site may provide data, information, and content relating to legal concepts, financial planning, tax planning, estate planning, asset protection planning, investment approaches and strategies, and mutual funds, you should not construe any such information or other content available through this Site as legal advice, nor investment advisory services, nor tax, financial, estate, or asset protection advice. Nor is the providing of information on this Site the formation of an investment advisory relationship. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Site. You are strongly advised to consult with independent and objective and qualified legal, tax and/or financial counsel before making any decisions based on such data, information, or content.

Hold Harmless. In exchange for using such data, information, or content, you agree not to hold FiduciaryNow or its third party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Site. PLEASE ALSO REFER TO ADDITIONAL DISCLAIMERS AND LIMITATIONS OF WARRANTIES SET FORTH BELOW. By providing access to other web sites, neither FiduciaryNow nor any of its affiliates is recommending or endorsing services provided by any website's sponsoring organization.

Linking. FiduciaryNow has not reviewed or authorized any sites linking to this Site. We do not take responsibility for any websites linking to this Site or any links from this Site. Following links from and to this Site is to be undertaken at your own risk.

Disclaimers and Limitations of Liability. YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, FIDUCIARYNOW EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. FIDUCIARYNOW MAKES NO WARRANTY THAT: THIS SITE WILL MEET YOUR REQUIREMENTS; THIS SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF VIRUSES, ERRORS, WORMS, DATE BOMBS, TIME BOMBS, OR OTHER HARMFUL COMPONENTS; THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS SITE WILL BE ACCURATE OR RELIABLE; THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS SITE WILL MEET YOUR EXPECTATIONS; ANY ERRORS ON THIS SITE WILL BE CORRECTED; AND THE DATA AND MATERIALS PRESENTED OR DISPLAYED ON THIS SITE ARE CORRECT, ACCURATE, OR RELIABLE.

ANY CONTENT OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH CONTENT.

NO ADVICE OR INFORMATION, WHETHER WRITTEN OR ORAL, WHETHER OBTAINED BY YOU FROM FIDUCIARYNOW, FROM A FIDUCIARYNOW EMPLOYEE OR AGENT, OR THROUGH OR FROM THIS SITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE. FIDUCIARYNOW WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF FIDUCIARYNOW HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY MATTER RELATING TO THIS SITE.

Indemnity. You agree to indemnify, defend, and hold harmless FiduciaryNow, its subsidiaries and affiliates, and the officers, directors, employees, and agents of FiduciaryNow and its subsidiaries and affiliates, from and against any and all claims, liabilities, damages, losses, or expenses, including attorney's fees and costs, arising out of or in any way connected with your access to or use of this Site.

Integration. If any provision of these Legal Notices is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed and will not affect the validity and enforceability of the remaining provisions. These Legal Notices represent the entire agreement between FiduciaryNow and the user relating to the subject matter herein.

Choice of Law. FiduciaryNow controls and operates this Site from our offices within the State of Florida, United States of America. By visiting this Site, you agree that the laws of the State of Florida, United States of America, without regard to principles of conflict of laws, will govern these conditions of use and any dispute of any sort that might arise between you and FiduciaryNow arising from your use of this Site. The courts of the State of Florida shall have exclusive jurisdiction to settle any dispute that may arise out of, under or in connection with these conditions and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action. Venue for any litigation brought which relates to this Site shall lie in Citrus County, Florida, if in state court, or in the Middle District of Florida, Ocala Division, if in federal court.

Modifications. FiduciaryNow reserves the right, at its discretion, to modify these conditions of use at any time, and any such modification will be effective immediately upon posting the modification. We suggest that you check these Legal Notices periodically for modifications. If you use this Site after we post modifications to this Site, then you will be bound by such modifications.

Entire Agreement. These Terms and Conditions constitute the entire agreement between FiduciaryNow and you and supersede all prior and contemporaneous agreements of the parties relating to this Site.